50+
Destination countries
30+
Currencies supported
10+
Payment rails
T0/T1
Key corridor settlement
Global Payments
Intelligent routing to 50+ countries via the fastest, cheapest path
The platform evaluates corridor paths in real time across 10+ payment rails — SEPA, SWIFT, Visa Direct, Ripple XRP Ledger and Stellar — selecting the fastest, cheapest, most reliable route for each transaction.
Intelligent multi-rail routing
Each transaction is evaluated against multiple delivery routes and automatically routed to the best available path.
1
Corridor analysis
The system identifies all available routes for the origin-destination pair, evaluating cost, speed and availability in real time.
2
Optimal rail selection
AI algorithms select the most efficient rail: SEPA for eurozone, SWIFT for interbank, Ripple/Stellar for emerging corridors, Visa Direct for speed.
3
Delivery & confirmation
Funds delivered to beneficiary with real-time tracking via webhooks. T0/T1 settlement in key corridors.
Multiple payment rails
SEPA
Instant transfers within the eurozone. No additional fees between SEPA countries.
SWIFT
Global banking network for high-value payments and corridors not covered by other networks.
Visa Direct
Card delivery in minutes. Ideal for urgent payments to beneficiaries with a Visa card.
Ripple XRP Ledger
Settlement in seconds at low cost. Optimal for corridors with high FX volatility.
Stellar
Decentralized network for micropayments and emerging market corridors at minimal cost.
Local networks
ACH, cash pickup networks and local mobile wallets for last-mile delivery in each market.
Predictive FX optimisation
AI models analyse real-time spreads, macroeconomic signals and corridor liquidity to optimise conversion timing and minimise cost.
- ●FX rate guaranteed at point of instruction
- ●Algorithmic selection across Ripple RLUSD, Stellar and traditional FX
- ●Regulatory cost 15% below industry average
30+
Live currencies
24/7
FX execution
-15%
Cost vs industry
API
Single integration
Who is it for?
🏢
Enterprises
International supplier payments, cross-border payroll and treasury management.
🏦
Fintechs & neobanks
Payment infrastructure via API to integrate into own products without a licence.
🤝
Money transmitters
Payout rails for licensed operators needing global coverage.
Take your business beyond
Schedule a free consultation and discover how the PMI platform can power your cross-border payment operations.
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