White Label — Payments as a Service

Your brand, our regulated infrastructure

Partners brand the product. PMI Europe provides the regulated infrastructure, payment rails, AML/KYC stack and FX execution. No separate licence needed.

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How the White Label model works

What the partner gets
  • ●Full white-label product under partner brand
  • ●BdE EPE licence coverage — no separate licence
  • ●AML/KYC and compliance stack included
  • ●Payment rails: SEPA, SWIFT, local networks
  • ●FX execution at competitive rates
  • ●Technical API + dedicated onboarding support
PMI revenue model
  • ●Partner onboarding fee (one-time)
  • ●Monthly platform licence fee
  • ●Per-transaction revenue share
  • ●FX markup share on converted volume
  • ●Annual contract — recurring revenue
  • ●No incremental compliance cost
Competitive advantage
  • ●Time-to-market: weeks, not years
  • ●No own infrastructure investment
  • ●No licensing process (1-2 years)
  • ●Scalable: more volume = more revenue
  • ●Multi-tenant: no conflict between partners
  • ●Compliance updated automatically

Multi-tenant architecture

Single API Access Point

One endpoint for all partner operations. Full documentation and testing sandbox.

Multi-Tenant

Each partner operates in their own isolated environment. No cross-tenant visibility.

Event-Driven

Real-time processing with webhooks. No batch processing delays.

99.9% Uptime SLA

Cloud infrastructure with geographic redundancy and auto-scaling.

Configurable branding

Logo, colours, own domain, end-customer communications under partner brand.

Dedicated reporting

Partner's own dashboard with volume, conversion and revenue metrics.

Ideal for

🏦

Fintechs & neobanks

Add international payments to your product without own licence or infrastructure.

💸

Money transmitters

Operators with brand and distribution needing regulated rails and infrastructure in Europe.

🌍

Digital platforms

Marketplaces, gig economy and platforms wanting to offer international payouts.

Take your business beyond

Schedule a free consultation and discover how the PMI platform can power your cross-border payment operations.

Schedule a meeting